You can now enjoy greater flexibility on your finances with monthly instalments as low as RM103* with Alliance Bank. Alliance CashFirst Personal Loans provides you the financial needs be it for personal or business use.
BENEFITS
- Monthly instalments from as low as RM103*
- FLEXIBLE loan tenure of up to 7 years
- NO Processing Fee
- NO Early Settlement Penalty
- FAST approval
- NO guarantor or collateral required
- EASY reapyment via IBG
CASHFIRST BALANCE REFINANCING
Consolidate up to a maximum of 4 Credit Cards and/or Personal Loans commitments into ONE single monthly repayment.
Loan Amount (RM) | Monthly Instalment based (flat rate basis) |
1 year (RM) | 2 years (RM) | 3 years (RM) | 4 years (RM) | 5 years (RM) | 6 years (RM) | 7 years (RM) |
| 5,000 | 454 | 245 | 176 | 147 | 127 | 113 | 103 |
| 10,000 | 907 | 491 | 352 | 295 | 253 | 225 | 206 |
| 30,000 | 2722 | 1472 | 1055 | 885 | 760 | 676 | 617 |
| 50,000 | 4537 | 2453 | 1759 | 1474 | 1266 | 1127 | 1028 |
Interest rate as low as 0.865% per month
WHO CAN APPLY?
- Malaysians and permanent residents working and residing in Malaysia only.
- Malaysians working in Singapore, but residing in Malaysia will be considered.
- Age requirement:
- minimum 21 years old
- maximum 60 years old (upon maturity of Facility)
- Income requirement: minimum gross monthly income of RM2,000 or RM24,000 per annum.
REQUIRED DOCUMENTS
A) Salaried Employee
| Salaried Employee | Documents Required for
|
| MNC | Non-MNC/PLC |
| 1 | Copy of MyKad (Front & Back)* AND | Y | |
| 2 | Disbursement Account particulars* (refer below) AND ONE of the following documents below; | Y | |
| 3 | Latest 1 month payslip (fixed)/3 months payslip (variable) | Either ONE
(of Item 3-6) | |
| 4 | Latest EA Form | |
| 5 | Latest 6 months EPF statement | |
| 6 | Latest BE Form together with validated payment slip/receipt | |
| | | |
| 1 | Copy of MyKad (Front & Back)* AND | | Y |
| 2 | Disbursement Account particulars* (refer below) AND | | Y |
| 3 | Latest 3 months payslip | | |
| 4 | Latest 6 months EPF statement | | Either ONE (of Item 3-5) |
| 5 | Latest BE Form together with validated payment slip/receipt to LHDN | |
B) Self-Employed
Self-Employed
| Documents Required for Sole Proprietor/Partnership |
| 1 | Copy of MyKad (Front & Back)* AND | Y |
| 2 | Disbursement Account particulars* (refer below) AND | Y |
| 3 | Copy of current and valid Business Registration Card* (business MUST be at least 2 years) AND | Y |
| 4 | Latest 6 months pay slip | Either ONE
(of Item 4-7) |
| 5 | Latest 6 months company's principal bank statement reflecting business turnover |
| 6 | Latest 6 months EPF statement |
| 7 | Latest B Form together with validated payment slip/receipt to LHDN |
C) Commission Earner
Commission Earner
| Documents Required for Agent/Sales |
| 1 | Copy of MyKad (Front & Back)* AND | Y |
| 2 | Disbursement Account particulars* (refer below) AND | Y |
| 3 | Latest 6 months commission statement/payment voucher verified against bank statements | Either ONE
(of Item 3-5) |
| 4 | Latest EA Form |
| 5 | Latest B Form together with validated payment slip/receipt to LHDN |
Note:
Please provide copy of the Bank Statement/Passbook (first page) of Disbursement Account with Applicant's sole name.
* are mandatory documents required from the Bank.
| Contact |
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By Phone
Call us at 03-5516 9988 and we'll be happy to help you out.
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Face to Face
We're always ready to serve you so locate our nearest branch here.
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