Personal Loan With RHB Easy Pinjaman Ekspres
Easy-Pinjaman Ekspres - Personal Financing
Require access to funds urgently? Wait no longer. Bring along your MyKad and head to the nearest Easy branch to apply for a personal loan and obtain instant approvals and loan disbursement.
Unique features:
- On-the-spot approval and disbursement
- Flexible Personal Financing amounts from RM2,000 to RM50,000
- Low monthly installment amount from less than RM60 per month
- Flexible loan repayment tenure of up to 5 years (60 months)
Benefits:
- Get the Easy Visa Debit Card with the approved loan
- Convenient monthly repayment through standing instruction
Easy-Pinjaman Ekspres Repayment Schedule
| Tenure (Month) / Loan Amount (RM) | Loan Installment Amount | ||||||||
|---|---|---|---|---|---|---|---|---|---|
| 12 | 18 | 24 | 30 | 36 | 42 | 48 | 54 | 60 | |
| 2,000 | 189.12 | 133.40 | 105.74 | 89.30 | 78.47 | 70.83 | 65.20 | 60.90 | 57.54 |
| 4,000 | 378.24 | 266.81 | 211.48 | 178.60 | 156.93 | 141.67 | 130.41 | 121.81 | 115.07 |
| 6,000 | 567.36 | 400.21 | 317.23 | 267.90 | 235.40 | 212.50 | 195.61 | 182.71 | 172.61 |
| 8,000 | 756.48 | 533.62 | 422.97 | 357.20 | 313.86 | 283.34 | 260.81 | 243.62 | 230.14 |
| 10,000 | 945.60 | 667.02 | 528.71 | 446.50 | 392.33 | 354.17 | 326.02 | 304.52 | 287.68 |
| 15,000 | 1,396.71 | 978.67 | 770.78 | 646.95 | 565.13 | 507.31 | 464.49 | 431.65 | 405.80 |
| 20,000 | 1,862.28 | 1,304.90 | 1,027.71 | 862.60 | 753.50 | 676.41 | 619.31 | 575.53 | 541.07 |
| 25,000 | 2,327.84 | 1,631.12 | 1,284.64 | 1,078.24 | 941.88 | 845.51 | 774.14 | 719.42 | 676.33 |
| 30,000 | 2,793.41 | 1,957.35 | 1,541.57 | 1,293.89 | 1,130.25 | 1,014.62 | 928.97 | 863.30 | 811.60 |
| 35,000 | 3,258.98 | 2,283.57 | 1,798.50 | 1,509.54 | 1,318.63 | 1,183.72 | 1,083.80 | 1,007.19 | 946.87 |
| 40,000 | 3,724.55 | 2,609.80 | 2,055.43 | 1,725.19 | 1,507.00 | 1,352.82 | 1,238.63 | 1,151.07 | 1,082.13 |
| 45,000 | 4,190.12 | 2,936.02 | 2,312.35 | 1,940.84 | 1,695.38 | 1,521.93 | 1,393.46 | 1,294.95 | 1,217.40 |
| 50,000 | 4,655.69 | 3,262.25 | 2,569.28 | 2,156.49 | 1,883.75 | 1,691.03 | 1,548.28 | 1,438.84 | 1,352.67 |
| Category | Loan Amount Capping | Interest Rate from (p.a.) | |
|---|---|---|---|
| Minimum | Maximum | ||
| Tier 1 | RM2,000 | RM10,000 | 13.38%* |
| Tier 2 | RM11,000 | RM50,000 | 11.63%* |
*The rates stated above are based on a flat rate and vary according to the repayment period from 12 months onwards.The actual rate charged however will be calculated on a monthly reducing balance rate. (effective interest rate or in short EIR).
Tier 1: from 13.38%p.a. flat that is equivalent to EIR 24% p.a.
Tier 2 from 11.63% p.a. flat that is equivalent to EIR 21% p.a.
Tier 2 from 11.63% p.a. flat that is equivalent to EIR 21% p.a.
The EIR rate may be higher if the monthly payment is not regular.
Documents Required
| Document Required | Salaried | Self-employed | Commission Earner | ||
|---|---|---|---|---|---|
| MNCs | NON-MNCs | Govt. | |||
| Copy of MyKad (front and back) | ✔ | ✔ | ✔ | ✔ | ✔ |
| Form 9, 24, 49 or Business Registration Certificate | ✔ | ||||
| Salary Slip or Commission Statement | ▲ 1 Month | θ 1 Month | ▲ 1 Month | ✔ 6 Months | |
| Bank Statement | ▲ 1 Month | θ 1 Month | ▲ 1 Month | ▲ 6 Months | ▲ 6 Month |
| EPF Statement | ▲ 6 Months | ▲ 6 Months | |||
| Latest Form B/BE (with validated receipt of payment to LHDN) | ▲ | ▲ | |||
on 6:48 PM
0 comments:
Post a Comment